Vehicle Third Party Liability Insurance 

Motor Act Only Policy

  •  About policy 
  •    Scope of Cover 
  •    Exclusions 

About Policy

Our Motor Act Only Policy for Vehicles is designed to cover the compulsory Third Party Liability as required by the Motor Vehicles Act.

 

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Scope of Cover

This policy safeguards you against legal liability arising out of the use of your vehicle towards third parties leading to bodily injury to / on death of a person and any damage caused to the third party property.

1. Personal Accident Cover : The Policy includes a personal accident cover of Rs.1 lakh in case of two-wheelers and Rs. 2 lakhs for other classes of vehicles for owner/s* of the vehicle/s. This benefit is, however, not available for a company owned vehicle.

* Available only if the owner of the vehicle holds a valid driving license.

2. Additional Legal liabilities for:

  • Paid driver / conductor / cleaner employed in operation of vehicle
  • Employees travelling in / driving the vehicle other than paid driver.
  • Non-fare paying passengers

3. Bi-fuel-Kit: The Act Only Policy for Vehicles also covers any legal liability arising out of the use of CNG-LPG bifuel kit.

 

Exclusions

1. Paid driver / conductor / cleaner employed in operation of vehicle

2. Employees travelling in / driving the vehicle other than paid driver

3. Non-fare paying passengers

 

Need Help 

Customer Support: 1800-3002-3202 customercare@magma-hdi.co.in

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