Depreciation Reimbursement: This add-on
endorsement reimburses you the amount deducted as depreciation
during an own-damage claim involving partial damage of the
Return to Invoice: Through the Return to
Invoice Add-On you can claim reimbursement for the difference
between the cost of a new vehicle similar to the one insured, and
the total loss claim amount in the event that your insured vehicle
is stolen or is a total loss.
NCB Protection: In case an own-damage claim is
made, this Add-On endorsement envisages to protect the NCB level
that you are enjoying.
Tyre Damage: This Add-On endorsement will pay
for the cost of new tyres, in case a tyre is damaged beyond repair
for any reason.
Additional Personal Accident Cover: The
Additional Personal Accident Cover Add-On helps you increase the
limit of coverage of the personal accident cover of your main motor
policy. All other terms and conditions of these Add-Ons are similar
to that of what is covered under the PA section of the Motor
Hospital Cash Allowance: These Add-On
endorsements allow a daily allowance for a period not exceeding
thirty days, if the insured persons are hospitalised due to injury
in any accident involving the insured vehicle.
Basic Roadside Assistance: These Add-On
endorsements provide for certain Basic Roadside Assistance as
- Towing of disabled vehicles due to any reason
- Minor on-site repairs due to electrical or mechanical failures
(the cost of parts, if any, need to be borne by the insured)
- Battery jump start
- Change of flat tyre by the spare tyre carried in the insured
- Retrieval of vehicle keys from inside the locked vehicle
- Replacement of contaminated fuel or providing emergency fuel in
case the vehicle runs out of fuel (the cost of fuel, however, has
to be borne by the insured).
Additional Roadside Assistance: These Add-On
endorsements provide for certain Additional Roadside Assistance to
private car owners provided you have also opted for the Basic
Road-side Assistance. These are as follows:
- Continuation of journey if the insured vehicle is disabled on
road due to any reason.
- Local travel, when on tour, if the insured vehicle is disabled
due to any reason, when the insured vehicle was used in the
- Overnight expense when on tour if the insured vehicle, which
was used during the tour, is disabled due to any reason.
- Repatriation of the insured vehicle, if the disabled vehicle is
repaired in a place at least 100 kms away from your registered
Engine Damage: This Add-On endorsement will pay
for the cost of child parts of the engine in case of hydrostatic
lock damage of the engine.
Key Replacement: This Add-On endorsement will
pay for the cost of new set of ignition keys in case the old set is
stolen or damaged.
Loss of Personal Belongings: This Add-On
endorsement will pay for the loss of your personal belongings like
mobile, laptops from your parked locked vehicle.
Inconvenience Allowance: This Add-On
endorsement will pay a certain amount of allowance per day for a
period not exceeding 10 days when the insured vehicle is undergoing