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In terms of the Public Liability Insurance Act, 1991, all
"owners" "handling" "hazardous substances" are compulsorily
required to take an insurance policy to the extent laid down in the
The Public Liability Policy broadly covers your legal liability
towards damages to Third Party in respect of accidental death or
bodily injury or disease and loss or damage to property arising out
of such accidents. It also covers the legal costs and expenses
incurred with your prior consent and within the limit of the
Public Liablility Insurance Policy provides cover against your
legal liability to pay compensation including claimant's costs,
fees and expenses anywhere in India, in accordance with the Indian
Product Liability Policy covers all sums for which you might
become legally liable to pay as damages in consequence of
accidental death/bodily injury or disease to third parties and/or
loss of or damage to third party property arising out of any
defects in the products manufactured and covered under the policy
after such products have left your premises. It shall not be
permissible to issue Product Liability Policies with unlimited
The role of professionals is increasing with globalisation of
trade and industry in India. There is enhanced requirement of
professionalism and due diligence from professionals pertaining to
various fields. But sometimes services rendered can become a cause
for financial hardship rather than earnings. Here's where the role
of our Errors and Omissions Policy comes in. This policy takes care
of your liabilities which may arise due to negligence while
executing your professional responsibilities.
The Directors and Officers Liability Policy covers the legal
liability including the costs to defend any civil and / or criminal
action against the Directors and / or Officers holding a
responsible position in an organisation for any wrongful act, error
or omission committed by them in course of their discharge of
duties, in running the operations of the company and any other acts
for and /or on behalf of the company.
MHDI's Clinical Trial Liability Policy provides protection
against legal liabilities arising out of clinical trial. The policy
not only provides coverage against suits and damages awarded by
courts but also covers the defence costs incurred by them while
contesting such claims of liability damages.
Magma HDI General Insurance Co. Ltd. All Rights Reserved.
IRDAI Reg. No. 149 dated 22nd May, 2012. CIN: U66000WB2009PLC136327
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Magma and HDI names and logos are trade names/marks of Magma
Fincorp Ltd., and HDI Global SE
and are being used by Magma HDI General Insurance Co. Ltd., under
agreement with owners of such trade names/marks.
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