Errors And Omissions Insurance Policy

  •  About Policy 
  •    Scope of Cover 
  •    Exclusions 

About Policy

The role of professionals is increasing with globalisation of trade and industry in India. There is enhanced requirement of professionalism and due diligence from professionals pertaining to various fields. But sometimes services rendered can become a cause for financial hardship rather than earnings. Here's where the role of our Errors and Omissions Policy comes in. This policy takes care of your liabilities which may arise due to negligence while executing your professional responsibilities.

Defence Costs:

The company will, subject to the Limit of Indemnity, pay all costs, fees and expenses incurred with their prior written consent in the investigation, defence or settlement of any claim and your costs of representation at any civil inquest, inquiry, or other proceedings in respect of matters which have a direct relevance to an actual or anticipated claim falling within the terms of this insurance policy.

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Scope of Cover

This liability insurance policy provides coverage for

  • Negligent act, error or omission
  • Breach of Duty
  • Civil Liability


However please note, while every effort is made to give you the best possible services, any loss/damage to the you will be not be covered if caused by the following:

This policy does not cover liability

  1. Which you have assumed by agreement and which would not have attached in the absence of such agreement.
  2. Arising out of deliberate, willful or intentional non-compliance of any statutory provision.
  3. Arising out of loss of pure financial nature such as loss of goodwill, loss of market etc.
  4. Arising out of all personal injuries such as libel, slander, false arrest, wrongful eviction, wrongful detention, defamation, etc. and mental injury, anguish or shock.
  5. Arising out of fines, penalties, punitive or exemplary damages.
  6. Directly or indirectly occasioned by happening through or in consequence of war, invasion, act of foreign enemy, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection or military or usurped power.
  7. Directly or indirectly caused by or contributed by ionizing radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel.
  8. In respect of professional services you must have rendered prior to the retroactive date in the schedule.
  9. Your deliberate conscious or intentional disregard of technical or administrative management of the need to take all reasonable steps to prevent claims.
  10. Injury/death to any person under a contract of employment or apprenticeship when such injury/death arises out of the execution of such contract.

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